BBC Easy is an automated borrowing base management system for financial institutions and businesses. Managing Borrowing Base Certificates today is cumbersome and often leads to errors. BBC Easy automates the borrowing process from beginning to end. BBC Easy's features allow you spend less time worrying and more time focusing on growing your business.

BBCs are now as easy as 1, 2, 3!

  1. From their dashboard, Lenders set lending parameters for each of their business clients.

  2. Businesses log in, click the button and BBC Easy prepares the reports and calculates the BBC based upon the lending parameters and the data in the accounting system.

  3. The lender reviews the BBC from their dashboard and the process is complete.
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Featured Benefits

NEW BORROWING BASE Now Create your BBCs with the Click of a Button
It's time to love BBCs. No more 10-key; no printing; no scanning; no faxing. We link directly with the accounting software to read the required information. The lender sets the BBC Parameters and BBC Easy reads the specific data when the borrower submits their BBC. We currently integrate with several industry leading accounting systems and are continuously working to add new support.

The 30-second BBC

Patent pending technology reads lender specified data straight from the accounting system. Calculations that used to take hours now take less than a minute.

Real-time Information

Instantaneous reports and charts are calculated for every individual customer. Discover trends faster and reduce risk.

Early Warning System

Dynamic dashboard flags and prioritizes important issues. Instantly see status such as BBC Due dates and current line penetration.

Email Notification System

Let us handle remembering to complete the BBCs. Receive additional notifications instantly when BBCs are submitted, approved, or declined.

Control access with advanced user-management

Various levels of access can be configured based upon roles and responsibilities befitting their role. This flexibility allows lenders to provide access to analysts or partners to review previously private portfolios. Likewise, businesses can enable third-party access rights for outsourced accountants or CFOs. Access can be granted in read, write, or admin levels depending upon the needs of the users.

Dynamic Dashboards for Lenders and Borrowers

Business Health Overview pages provides a summary of the recent BBCs along with trending charts for Accounts Receivable and BBC health. Lenders use their dashboard to prioritize their daily work activities: items that need to be addressed float to the top such as overdue BBCs and borrowers who have not yet activated their account. Enjoy more information at your fingertips with an at-a-glance summary of each borrower's line penetration and BBC status. Lenders can even maintain relationships by sending messages to borrowers right from your dashboard.

Supporting a full set of BBC Parameters

When lenders create a new business in their dashboard, they are able to request BBC calculations for all of the standard requirements: A/R Advance Rate & Maximum A/R, Invoice aging, Credit Memo aging, Concentration, Cross-aging, and Sales & Collections. Additional exclusions can be calculated based on account types such as Government, Foreign, Related, and Contra. BBC Easy also helps you track inventory valuation and advance rates either as a whole or separately for WIP, RAW, and Finished Goods. Remember, all of these calculations are ready for you in 30-seconds!

Detailed Per-customer Calculations

Not only does BBC Easy calculate a total valuation for the borrower, we also crunch the numbers for each individual customer reported by the accounting system. These calculations are reviewable each time a BBC is run to evaluate exclusions and totals. See at-a-glance details such as which customers have over-due invoices and which vendors contribute to Contra exclusions. Finally compare their A/R advance rate used to calculate a net eligible Accounts Receivable valuation.